TERMS AND CONDITIONS OF WEBSITE USE

Agreement between user and Cash Central of UK Limited

The CashCentral.co.uk website is comprised of various web pages operated by Cash Central of UK Limited ("Cash Central").  The CashCentral.co.uk website together with the documents referred to in it, is offered to you subject to your acceptance without modification of the terms, conditions and notices contained herein (these “Terms and Conditions”). Your use of the CashCentral.co.uk website whether as a guest or registered user constitutes your acceptance to all such Terms and Conditions. Please read them carefully before you start to use the site. If you do not agree to the Terms and Conditions please refrain from using the site.

Modification of these terms of use

Cash Central reserves the right to change the terms, conditions and notices under which the CashCentral.co.uk website is offered, including but not limited to the charges associated with the use of the CashCentral.co.uk website.  Some of the provisions contained in these terms of use may also be superseded by provisions or notices provided else where on our site.  You are expected to check this page from time to time to take notice of any changes as they are binding on you.

Information about us

Cash Central of UK Limited is a limited company registered in England and Wales under company number 06598392 and has its registered office at 10 Chiswell Street, London, EC1Y 4UQ. Our main trading address in the UK is 2nd Floor, 10 Chiswell Street, London, EC1Y 4UQ. Our main trading address in the United States is 84 East 2400 North, North Logan, Utah 84341.

Cash Central is regulated by the Office of Fair Trading which has granted it a consumer credit licence (No. 620360/1).

Links to third party sites / Third party services

The CashCentral.co.uk website may contain links to other websites ("Linked Sites"). The Linked Sites are not under the control of Cash Central and Cash Central is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. Cash Central is not responsible for webcasting or any other form of transmission received from any Linked Site. Cash Central is providing these links to you only as a convenience and the inclusion of any link does not imply endorsement by Cash Central of the site or any association with its operators.

Certain services made available via CashCentral.co.uk are delivered by or through third party sites and organisations.  By using any product, service or functionality originating from the CashCentral.co.uk domain, you hereby acknowledge, agree and consent that Cash Central may share such information and data with any third party with whom Cash Central has a contractual relationship as may be necessary or appropriate to provide any product, service or functionality you may request.

Links to our site

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists. You must not establish a link from any website that is not owned by you. Our site must not be framed on any other site, nor may you create a link to any part of our site other than the home page. We reserve the right to withdraw linking permission without notice. The website from which you are linking must comply in all respects with the content standards set out in our acceptable use policy as set out in these Terms and Conditions.

No unlawful or prohibited use

As a condition of your use of the CashCentral.co.uk website, you warrant to and covenant with Cash Central that you will not use the CashCentral.co.uk website for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the CashCentral.co.uk website in any manner which could damage, disable, overburden, or impair the CashCentral.co.uk website or interfere with any other party's use and enjoyment of the CashCentral.co.uk website. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the CashCentral.co.uk website.
THE DOCUMENTS, LETTERS, ARTICLES AND ALL OTHER CONTENT FOUND ON THE CASHCENTRAL.CO.UK WEBSITE (“CASH CENTRAL CONTENT”) ARE PROTECTED BY COPYRIGHT AND ALL OTHER APPLICABLE INTELLECTUAL PROPERTY RIGHTS.  CASH CENTRAL CONTENT IS NOT FOR RESALE.  YOUR USE OF THE CASHCENTRAL.CO.UK WEBSITE DOES NOT ENTITLE YOU TO RESELL ANY CASH CENTRAL CONTENT.  FOR THE AVOIDANCE OF DOUBT, YOUR USE OF THE CASHCENTRAL.CO.UK WEBSITE CONSTITUTES YOUR ACCEPTANCE OF THESE TERMS AND CONDITIONS AND YOUR PROMISE THAT YOU WILL NOT RESELL OR OTHERWISE ATTEMPT TO COMMERCIALLY BENEFIT FROM THE CASH CENTRAL CONTENT WITHOUT THE EXPRESS WRITTEN CONSENT OF CASH CENTRAL.

Use of communication services

The CashCentral.co.uk website may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, "Communication Services").  You agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service. By way of example, and not as a limitation, you agree that when using a Communication Service, you will not:

• Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.

• Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information.

• Upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents.

• Upload files that contain viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful, corrupted files, or any other similar software or programs that may damage the operation of another's computer. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack.   By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. Cash Central will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.

• Advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages.

• Conduct or forward surveys, contests, pyramid schemes or chain letters.

• Download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner.

• Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.

• Restrict or inhibit any other user from using and enjoying the Communication Services.

• Violate any code of conduct or other guidelines which may be applicable for any particular Communication Service.

• Harvest or otherwise collect information about others, including e-mail addresses, without their consent.

• Violate any applicable laws or regulations.

Cash Central has no obligation to monitor the Communication Services. However, Cash Central reserves the right to review materials posted to a Communication Service and to remove any materials in its sole discretion. Cash Central reserves the right to immediately terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever and to issue legal proceedings against you for reimbursement of their costs on a full indemnity basis, resulting from any breach of the above terms.

Cash Central reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in Cash Central's sole discretion.

You agree to always use caution when giving out any personally identifying information about yourself or your children in any Communication Service. Cash Central does not control or endorse the content, messages or information found in any Communication Service and, therefore, Cash Central specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service. Managers and hosts are not authorised Cash Central spokespersons, and their views do not necessarily reflect those of Cash Central.

Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you download the materials.

Liability disclaimers

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE CASHCENTRAL.CO.UK WEBSITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. CASH CENTRAL AND/OR OTHER MEMBERS OF OUR GROUP OF COMPANIES AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE CASHCENTRAL.CO.UK WEBSITE AT ANY TIME. ADVICE RECEIVED VIA THE CASHCENTRAL.CO.UK WEBSITE SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.

CASH CENTRAL AND/OR OTHER MEMBERS OF OUR GROUP OF COMPANIES AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, OR ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES OR RELATED GRAPHICS CONTAINED ON THE CASHCENTRAL.CO.UK WEBSITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. CASH CENTRAL AND/OR OTHER MEMBERS OF OUR GROUP OF COMPANIES AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF SALEABLE QUALITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT TO THE FULL EXTENT PERMITTED BY LAW.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL CASH CENTRAL AND/OR OTHER MEMBERS OF OUR GROUP OF COMPANIES AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE CASHCENTRAL.CO.UK WEBSITE, WITH THE DELAY OR INABILITY TO USE THE CASHCENTRAL.CO.UK WEBSITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE CASHCENTRAL.CO.UK WEBSITE, OR OTHERWISE ARISING OUT OF THE USE OF THE CASHCENTRAL.CO.UK WEBSITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF CASH CENTRAL OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE CASHCENTRAL.CO.UK WEBSITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE CASHCENTRAL.CO.UK WEBSITE.

This disclaimer shall not prevent claims for loss of or damage to your tangible property or any other claims for direct financial loss that are not excluded as set out above.

This disclaimer does not affect our liability for death or personal injury arising from our negligence, nor our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law.

We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any material posted on it, or on any website linked to it.

Service Contact: support@CashCentral.co.uk

Termination/access restriction

Access to this site is permitted on a temporary basis. Cash Central reserves the right in its sole discretion, to amend, restrict or terminate your access to all or any part of the CashCentral.co.uk website and the related services at any time, without notice.  We will not be liable if for any reason our site is unavailable at any time or for any period.  You must treat any access code or user identification we supply to you as confidential and may not disclose this to any third party.  Cash Central may disable any access code or user identification whether chosen by you or supplied by us, at any time, if in our opinion you have failed to comply with any of the provisions of these terms of use.

You are responsible for making all arrangements necessary for you to have access to our site. You are also responsible for ensuring that all persons who access our site through your internet connection are aware of these terms, and that they comply with them.

General

To the maximum extent permitted by law, these Terms and Conditions are governed by the laws of England and Wales and you agree to submit to the non-exclusive jurisdiction and venue of courts of England and Wales in all disputes arising out of or relating to the use of the CashCentral.co.uk website.   Use of the CashCentral.co.uk website is unauthorised in any jurisdiction that does not give effect to all provisions of these Terms and Conditions, including without limitation this paragraph. You agree that no joint venture, partnership, employment or agency relationship exists between you and Cash Central as a result of these Terms and Conditions or use of the CashCentral.co.uk website.  Cash Central's performance of these Terms and Conditions is subject to existing laws and legal process, and nothing contained in these Terms and Conditions is in derogation of Cash Central's right to comply with governmental, court and law enforcement requests or requirements relating to your use of the CashCentral.co.uk website or information provided to or gathered by Cash Central with respect to such use. If any part of these Terms and Conditions is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set out above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of these Terms and Conditions shall continue in effect. Unless otherwise specified,, these Terms and Conditions constitute the entire agreement between you and Cash Central with respect to the CashCentral.co.uk website and its use, and supersede all prior or contemporaneous communications and proposals, whether electronic, oral or written, between you and Cash Central with respect to the CashCentral.co.uk website. A printed version of these Terms and Conditions and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms and Conditions to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish of the parties that these Terms and Conditions and all related documents be drawn up in English.

Copyright, trademark notices

All contents of the CashCentral.co.uk website are Copyright © 2009 Cash Central of UK Limited and /or members of its group of companies and/or its suppliers, affiliates and partners. All rights reserved.
Each of Cash Central and/or other members of its group of companies is the owner or the licensee of all other intellectual property rights in our site, and in the material published on it. Those works are protected by laws and treaties around the world. All such rights are reserved. You may print off one copy, and may download extracts, of any page(s) from our site for your personal reference and you may draw the attention of others within your organisation to material posted on our site.
You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.
Our status (and that of any identified contributors) as the authors of material on our site must always be acknowledged.
You must not use any part of the materials on our site for commercial purposes without obtaining a licence to do so from us or our licensors.
If you print off, copy or download any part of our site in breach of these terms of use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

Trademarks

Cash Central™ is a trademark of Cash Central of UK Limited. The names of actual companies and products mentioned herein may be the trademarks of their respective owners.

Any rights not expressly granted herein are reserved.

Information about you and your visits to our site

We process information about you in accordance with our privacy policy including without limitation disclosing this to credit reference agencies for the purpose of assessing your application and reverting to them on the progress of your application. By using our site, you consent to such processing and you warrant that all data provided by you is accurate.

Transactions concluded through our site

Loan agreements formed through our site or as a result of visits made by you are governed by our Loan Agreement  of supply.  You can review the terms and conditions of any proposed Loan Agreement by following our online application procedure.  To view your Loan Agreements with us login to the Members Section to view your loan history and relevant documents.

Uploading material to our site

Whenever you make use of a feature that allows you to upload material to our site, or to make contact with other users of our site, you must comply with the content standards set out in these Terms and Conditions. You warrant that any such contribution does comply with those standards, and you indemnify us for any breach of that warranty.

We have the right to disclose your identity to any third party who is claiming that any material posted or uploaded by you to our site constitutes a violation of their intellectual property rights, or of their right to privacy.

We have the right to remove any material or posting you make on our site if, in our opinion, such material does not comply with the content standards set out in these Terms and Conditions.

YOUR CONCERNS